Category Archives: Financial

How Euribor Affects Your Savings and Loans

Euribor (Euro Interbank Offered Rate) is a widely used benchmark for euro-denominated short term loans. Calculated and published every working day, it indicates the typical interest rate that European banks are asking for their lending on the interbank market for … Continue reading

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What is Euribor and how is it determined?

If you live in Europe or have savings, loans or a mortgage denominated in euros, Euribor most likely affects your life, or at least your personal finances. You have probably heard about it in the media, where experts often discuss … Continue reading

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Euribor vs. Libor, ECB rates and Eonia

For people who don’t work in banks, Euribor can easily be confused with some other financial terms and rates. This article looks at the most common ones. First let’s define Euribor. Short for Euro Interbank Offered Rate, it is the … Continue reading

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Hedge Fund: The Advantages and Disadvantages of Investing. Part 2: Disadvantages

Hedge funds have significant benefits, such as higher returns, low correlation to traditional investment products and access to a wide range of assets and unusual trading strategies. At the same time, there are several limitations and disadvantages which you should … Continue reading

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Hedge Fund: The Advantages and Disadvantages of Investing. Part 1: Advantages

Hedge funds have become increasingly popular in the last one or two decades, as investors have discovered the benefits of adding them to their portfolios. This article explains the most significant ones – diversification potential, higher returns and access to … Continue reading

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How to Avoid Spending Too Much This Christmas

It seems that celebrating Christmas is getting more expensive every year. Most of us are spending much more on presents, decorations and food than we did several years ago. Perhaps this time you feel like it would be nice to … Continue reading

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14 Common Misconceptions about Budget

The percentage of people who regularly plan and record their spending is surprisingly low. Furthermore, many of those who do take conscious effort to manage their finances don’t do it as effectively as they could. The following are 14 common … Continue reading

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How Does the Fall in Oil Prices Affect Europe?

Brent crude oil price falls to 5-year low Both WTI and Brent are currently trading at their lowest since 2009. Brent crude oil price has fallen below 64 dollars per barrel, more than 35% in less than 3 months (it … Continue reading

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Christmas Shopping on a Low Budget

Christmas is supposed to be the time of peace, getting together and taking a step back from the stress of our daily lives. Unfortunately, for many of us, the last days and weeks before Christmas are a complete opposite of … Continue reading

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